Achieving tax savings is a universal financial goal. When tax burdens decrease your available financial resources, you need advice and guidance from financial professionals who know how to address tax challenges and seize tax-saving opportunities.

At Nazaire & Co., we view tax planning as a key component of a unified strategic planning process. Our corporate, partnership, individual, fiduciary, state and local tax professionals work as a team with our financial planning and benefits advisors to integrate the most effective tax strategy into your financial and business planning. We are business advisors experienced at serving the needs of a diverse client base, with an understanding of the issues faced by organizations ranging in size from start-ups to large multinational corporations.

You can count on Nazaire & Co. for cost-effective tax advice, advocacy and action in the context of both your immediate and long-term personal and business objectives. We are also diligent in assisting you to meet your tax compliance obligations so as to avoid onerous penalties and minimize the rush of a costly tax examination

Individual & Family Tax

You've heard that tax-planning strategies can both reduce and defer your current and future tax, sometimes for many years, thereby helping you maximize available cash. Or, you would like to investigate long-term tax planning, such as gift and estate tax reduction, retirement planning, the potential benefits of a family limited partnership, or charitable giving to a private foundation or public charity.

Whatever your interest, tax planning should be an important facet of your total financial planning process. We have highly experienced tax professionals who can minimize your tax liabilities and help you defer taxes. Our personal and fiduciary tax practice is aggressive in protecting your interests. From immediate concerns to long-term planning, we can help you establish an individually tailored approach to tax and financial planning that takes into account the complete picture of your family's financial status and goals.

Depending on your needs, the planning process may include such elements as:

1. Year-end tax planning
2. multi-year tax projections
3. Minimizing the impact of the alternative minimum tax
4. Tax strategies related to your investment planning and capital gains
5. Gift planning, and Estate planning
6. Retirement planning and distributions from qualified plans and IRAs
7. Family-owned or closely held business succession planning
8. Charitable giving planning
9. State and local tax issues
10. Education funding strategies
11. Expatriate tax issues

Personal Financial Services

We provide financial planning to high net worth, high-earning individuals and owners of closely held businesses. Our personal financial planning: organizing and analyze the individual's financial profile; set objectives and priorities; present and prioritize planning strategies and alternatives; implement and monitor recommendations for change, and identify product providers and investment managers.

The personal financial planning process includes:
* Cash-flow planning and management
* Income, estate and gift tax planning
* Risk management (life insurance, casualty insurance, etc.)
* Investment and asset allocation planning
* Education funding strategies
* Retirement planning
* Elder care financial planning
* Financial aspects of career transitions
* Succession planning, and
* Executive seminars on financial planning.

Corporations/Partnership/LLC and LLP Tax

* Evaluating state and local tax filing requirements through nexus studies
* Providing strategies to minimize state tax liabilities as a means to enhance cash flow opportunities
* Analyzing sales and use tax compliance and reducing exposure
* Advising on state and local tax matters, and
* Representing taxpayers in state and local tax examinations.

As an entrepreneurial firm ourselves, we are sensitive to the needs of business owners whose personal finances are inseparable from their business finances. In addition to our multistate and corporate tax services, we provide the following services in conjunction with our focus on your business entity:

* Year-end tax planning
* Cash flow management
* Investment planning
* Retirement planning
* Estate and gift planning
* Exit strategies, and
* Succession planning

State & Local Taxes

Are you overpaying on your business' state and local tax returns? Are there tax-saving strategies that you haven't considered? Do you have exposure for tax liabilities in other state and local jurisdictions? Nazaire & Co's. State & Local Tax Group unravels the questions and gives you solutions.

With over 35 years of collective experience working for a wide variety of entrepreneurial and middle market companies, we can provide you with a broad base of tax planning expertise. As business advisers attuned to your tax needs, your concerns are our concerns. As state and local tax specialists, we stay up-to-date with the tax laws of many states in a way that most in-house accounting personnel haven't adequate time to do.

Not-for Profit Tax

Private foundations, public charities, and other charitable organizations often turn to the tax specialists in our Not-for-Profit Tax Advisory Services Team for help in addressing their specialized needs.

Our private foundation clients rely on our services for:

* Establishing the entity as a private foundation in compliance with not-for-profit governing rules
* Applying for tax exempt status with the IRS
* Registering with appropriate state attorney general's offices
* Tax planning strategies and minimum distribution requirements
* Issues relating to the excise tax on net investment income
* Avoiding onerous excise (penalty) taxes
* Preparation of federal and state filings, and
* Handling all federal and state tax examinations.

Our public charity clients consult with us on matters relating to:

* Establishing the entity as a public charity in compliance with not-for-profit governing rules
* Applying for tax exempt status with the IRS
* Tax planning issues as situations arise (e.g., employee compensation, unrelated business income tax, lobbying, etc.)
* Preparation of federal and state tax filings
* Handling all federal and state tax audits, and
* Registering with appropriate state attorney general's offices

Emerging Technology Tax

Start-up and emerging companies may generate little if any taxable income for a period of time. Still, these companies cannot ignore tax planning and other tax-related decisions. With solid advice and an eye toward the future, such a company can take advantage of available tax elections and provisions in the tax code to minimize the rate at which it "burns " its seed or venture capital money and to maximize the after-tax cash flow once it becomes profitable.

Emerging technology companies often turn to us for advice on how to gain the greatest tax benefits, whether structuring a start-up venture or dealing with issues that result from rapid growth. Our professionals have a thorough understanding of the tax issues faced by all types of entities, whether they are S corporations, partnerships, or limited liability companies. We adapt this knowledge to your needs. We're on hand to monitor and advise you of the changing internal and external conditions that ultimately will affect your bottom line. It all adds up to cost-effective tax advice, advocacy, and action in the context of your unique business strategy.

Our tax planning is highly effective because it is based on a thorough understanding of each client's operations and industry. At Nazaire & Co., tax planning goes hand-in- hand with the audit process. We can guide you through organizational tax planning and compliance, advise you regarding opportunities for growth, such as merger or acquisition candidates and public or private financing, and consult on exit strategies. Effective planning can be done at the organizational stage to minimize the income and estate taxes that could arise when the principals of a successful venture " cash out."

We realize the importance of attracting and retaining key people to the success of your business and can suggest cash and non-cash compensation strategies, compensation plans, qualified retirement plans, stock options, and equity-based arrangements that may result in favorably taxed capital gains.

Sales Taxes

Many of our clients are responsible for collecting and submitting sales taxes in many different jurisdictions. We can assist your company in the compilation of information and preparation of sales tax returns in an efficient and timely manner.

Taxing Authority Representation

During our years of experience dealing with many taxing authorities, we have achieved a level of competence that can ensure our clients they are being properly represented before the various federal and state tax agencies.

Tax Planning

Careful planning is critical for both short and long term financial success. Nazaire & Co. has the expertise to help you establish your goals and the experience to help bring them to fruition. This careful attention to your needs creates strategies tailored to your special objectives.

In addition, by remaining up-to-date on tax regulations and legislation, Nazaire & Co. provides comprehensive tax planning services for individuals, corporation, partnerships, estates and trusts.

We also feature a wide range of financial, education and estate planning services covering:

* Net worth, cash flow and financial goal setting analysis
* Life insurance and estate planning analysis
* Estate, gift and fiduciary income tax returns
* Corporate Tax Planning
* Individual Tax Planning